Getting any kind of insurance when you’re running a business, whether that be a business owner or freelancer is a good thing to do. Especially in the line of work of being a Bodyguard. You will require bodyguard insurance from starting out in your bodyguard training.
You will need to purchase business and liability insurance (bodyguard insurance). This is vital for any security bodyguard business. Many states, such as California, will not issue a license without proof of bodyguard insurance.
In California, private patrol operators who employ armed security guards must have a million dollar policy in case of injury or death.
You can get bodyguard insurance from any major insurance broker, the better thing to do is shop around to make sure they cover your specific type of work and what you do.